Luna vs MyComplianceOffice
MCO is built for banks and insurers too. Luna is built for advisers.
MyComplianceOffice sells one platform to asset managers, broker-dealers, investment banks, banks, insurers and trading firms. Luna is built for the Advisers Act: the adviser calendar, the Marketing Rule, Rule 204A-1, your states' rules, and Form U4 and ADV amendments.
Why advisers choose Luna over MyComplianceOffice
The Marketing Rule, reviewed
Every paid Luna plan reviews advertisements against the Marketing Rule and drafts the disclosure. MCO's product list shows no marketing review.
An adviser's calendar, and your states
Luna's calendar is fitted to SEC, state or ERA registration, with reviewed deadlines for your states. MCO's site shows control-testing schedules, not an adviser calendar.
Price and start, without procurement
MCO puts pricing in "Commercial terms" discussed with sales. Luna's prices are on the page, and the calendar plan is free.
Policies drafted from your answers
MCO offers templates to edit. Luna drafts 17 policies from how your firm actually runs.
The scorecard
9 things Luna does that MyComplianceOffice's website does not show. Luna's column is what ships today.
| Capability | Luna | MyComplianceOffice |
|---|---|---|
| Price on the website | Yes. Every price, free to $1,499/mo | Not shown on their website. No price shown |
| Start without a demo | Yes. Free plan; 14-day trials, no card | Not shown on their website. Demo first |
| No annual contract | Yes. Month to month; cancel in the product | Not shown on their website. Not shown on their site |
| Compliance calendar | Yes. Fitted to SEC, state or ERA registration | Not shown on their website. Control-testing schedules shown |
| Your states' deadlines and rules | Yes. Reviewed deadlines, IARD dates, cited rules | Not shown on their website. Not shown on their site |
| Policies drafted for your firm | Yes. 17 policies drafted from your answers | Yes. Templates edited in the platform |
| AI Marketing Rule review | Yes. Cites the rule and the page; a person approves | Not shown on their website. Not shown on their site |
| Code of ethics: gifts, OBAs, political | Yes. Gift limits measured for you | Yes. |
| Personal trading preclearance | Yes. Linked brokerage accounts; every trade checked daily | Yes. |
| MNPI register and insider lists | Yes. Daily SEC filing check; insiders auto-denied | Yes. Insider lists |
| Form U4, U5 and ADV amendment tracking | Yes. Each one dated by your strictest state | Yes. FINRA U4 and U5; no ADV shown |
| IAR continuing education | Yes. Per IAR, against each of their states' rules | Yes. General CE tracking |
| SEC exam workspace | Yes. Request letter split into owned, dated items | Not shown on their website. Audit readiness shown |
| Email archive and review | Yes. Included on Firm Plus | Yes. Email, chat, mobile, social |
| Anonymous whistleblower reporting | Yes. No account, IP or time stored | Not shown on their website. Not shown on their site |
| AI answers from your own policies | Yes. Ask Luna, on every paid plan | Yes. Cara assistant |
| Separate deployment per firm | Yes. Its own app and database | Not shown on their website. Not shown on their site |
✓ yes ✕ no – not shown on MyComplianceOffice's website when we read it, which is a statement about the website, not about what they may offer privately.
In detail
| Topic | Luna | MyComplianceOffice |
|---|---|---|
| Price | Calendar free, Solo $199/mo, Firm $699/mo, Firm Plus $1,499/mo. On the page, the same for every firm. No setup fee, no per-account fee. | Not shown; pricing is part of commercial terms discussed with sales. |
| How you start | Sign up and use it today. Calendar is free with no card; paid plans start with a 14-day trial, no card. Nobody has to talk to sales. | "Request a demo." |
| Built for | SEC- and state-registered advisers, exempt reporting advisers and private fund managers. | Asset managers, broker-dealers, investment banks, banks, insurance and trading firms. |
| Marketing review | On every paid plan. Each finding cites the rule and points to the page or slide, with sample disclosure language filled in for your firm. Your own confirmed rules apply too. A person approves; Firm Plus can require two. | No marketing review module in MCO's product list. |
| Third-party risk | Not offered today. | Know Your Third Party. |
| Security | Each firm gets its own deployment and database, in the United States, with multi-factor sign-in for every user. SOC 2 Type 2 and ISO 27001 audit work underway since October 6, 2026. | SOC 2 Type II and ISO 27001. |
About MyComplianceOffice: MyComplianceOffice (MCO) offers a compliance platform grouped as Know Your Employee, Know Your Transactions, Know Your Third Party and Know Your Obligations, for asset managers, broker-dealers, investment banks, banks and insurers. Sources, each read October 11, 2026: MCO home, MCO policy content governor, MCO registrations and licensing, MCO implementation and security. If something here is out of date, tell us at sales@lunacompliance.io and we will correct it.
Coming next in Luna
Luna ships every week. This is what is underway or next, so you are comparing against where it is going, not only where it is.
- UnderwaySOC 2 Type 2 and ISO 27001. Audit work began October 6, 2026.
- NextNet worth and bond monitor for state-registered advisers.
- NextState-aware marketing review and advisory contract review.
- ComingAnnual review workspace and mock exam prep, on Firm Plus.
Questions
- How much does MyComplianceOffice cost?
- MCO's site shows no price; its procurement page places pricing in commercial terms discussed with sales.
- How long does it take to move from MyComplianceOffice to Luna?
- Sign up and your calendar is set up for your registration type and your states the same day. Luna drafts your policies from your answers about how the firm runs, and can read your filed Part 2A to propose your firm's rules, so there is no manual to rebuild by hand. Keep your old system's records as long as the books and records rules require.
Software that speaks the Advisers Act. Start today.
All comparisons. Others: Luna vs COMPLY, Luna vs Smartria, Luna vs Hadrius, Luna vs Greenboard, Luna vs ACA Group, Luna vs StarCompliance, Luna vs Smarsh, Luna vs Global Relay, Luna vs Red Oak, Luna vs Saifr, Luna vs an outsourced CCO.